Maximum Roth Ira Contribution 2025 Over 70. The maximum amount you can contribute to a roth ira in 2025 is $6,500, or $7,500 if you’re age 50, or older. Traditional and roth iras allow you to save money for retirement.

For details, see the instructions for your income tax return or form 8888, allocation of refund. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000.